30 Oct

5 SIMPLE STEPS TO OWNING YOUR OWN HOME

HOME OWNERSHIP

Posted by: Paula & Al Roberts

Often, the route to owning your own home can seem like a trip to the moon and back. Really though, it comes down to five key steps: 1 – Manage your credit wisely. If there is one thing that will gum up the purchase of that perfect home, it’s an unwise purchase or extra credit […]

Read More
27 Oct

PAYMENT FREQUENCY, DOES IT REALLY MAKE A DIFFERENCE ?

Mortgage Tips

Posted by: Paula & Al Roberts

It has been said that there are two certainties in life; death and taxes. Well, as it relates to your mortgage, the single certainty is that you will pay back what you borrowed, plus interest. However, how you make your mortgage payments, the payment frequency, is somewhat up to you! The following is a look […]

Read More
20 Jan

Tips to Repair, Increase and Maintain Your Credit

General

Posted by: Paula & Al Roberts

6 Tips on How to Repair, Increase and Maintain Your Credit Credit scores are like report cards for grown‐ups. The score you get ranges from 300 to 900. Your score indicates your creditworthiness to potential lenders, banks, landlords, insurance companies, and even to some employers. The higher your score the better. 1. Get a Copy […]

Read More
19 Jan

Be Aware of Allowable Sources of Down Payments

General

Posted by: Paula & Al Roberts

Be Aware Of Allowable Sources Of Down Payments In Winnipeg, MB, Jackson and Hailey have been living in a rental home for more than three years. They liked this rental home so much; they asked the landlord if they could buy this house. The landlord agreed to sell the property for $300,000 to Jackson and […]

Read More
15 Jan

The Big Short – Not a Canadian Story

General

Posted by: Paula & Al Roberts

The Big Short – Not a Canadian Story Many Canadians, particularly those in Vancouver and Toronto where real estate is spoken of like a sport, will gravitate to the film The Big Short over the coming weeks. It is an adaptation of an excellent book written in 2010 by Michael Lewis. As a Canadian Mortgage Broker who read the book when it came out to better understand […]

Read More
5 Mar

10 Most Commonly Asked Mortgage Questions

General

Posted by: Paula & Al Roberts

1. What’s the best rate I can get? Your credit score plays a big part in the interest rate for which you will qualify, as the riskier you appear as a borrower, the higher your rate will be. Rate is definitely not the most important aspect of a mortgage, however, as many rock-bottom rates often […]

Read More